The Tim and Em Team are very proud of this ONE STOP Site which has everything you will need to equip you in your SEARCH; It would be a good Idea to BOOKMARK it for Future reference.  BUYING  a home is an exciting time in one's life. Making the smart move of choosing a REALTOR® is your first step to ensuring that your new home and community meets your needs. Our services and experience range from financial aid to helping you find the home that best suits you and your family. For your convenience, we also provide listings by email. We pride ourselves on repeat business and hope you'll come to understand why.  Emily Holley, Associate Broker is also an Accredited Buyers Representative with  Extensive Training in Protecting the Buyer.  During The Home Buying Prcess, You will feel safe with us as we help guide you through !

Buyer Representation is "Free" to The Buyer!  Yet, not having Representation can Cost you Thousands "$$$"!  This Service to the Buyer Brings Peace of Mind..."it just makes Good Sence"! Let Tim and Em explain all the Benefits to you.  Buying a Home is a Big Investment, Know your rights.  "This is what we do, Protect our Clients"!  We're ready to Serve your Best Interest! 

The Tim and Em Team Will:

• Assure that you see all the properties in the area that meet your criteria.
• Guide you through the entire home buying process, from finding homes to look at, to getting the best financing.
• Make sure you don't pay too much for your new home and help you avoid costly mistakes.
• Answer all of your questions about the local market area, including Schools, Neighborhoods, the local Economy, and more.
• Before You Start Looking For Your New Home: Contact us Right Away...404-275-3655/404-425-3600.
• Check your credit rating. Straighten out any errors before its too late.
• Determine a comfortable monthly budget for your new purchase, including down payment and monthly payment.
• Find a loan program that meets your needs and get pre-qualified (preferably pre-approved).
• Choose the REALTORS® that you trust and who understand your needs, The Tim and Em Team!
• Determine what neighborhood best matches your needs.
• Identify important features you need your new home to have.
• BOTTOM-LINE, The "TIM & EM" Team  ARE HERE FOR YOU......EVERY STEP OF THE WAY!

Closing Costs to Expect:

• Lender fees include charges for loan processing, underwriting, preparation and establishing an escrow account.
• Third-party fees include charges for insurance, title search, and other inspections such as termites.
• Government fees include deed recording and state & local mortgage taxes.
• Escrow and interest fees include homeowner's insurance, loan interest, real estate taxes, and occasionally private mortgage insurance.

Find out how much your closing costs could be.

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